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GLRA Realty

Affordability Calculator Results

GLRA Realty — Licensed Real Estate Broker, Metro Manila & Luzon, Philippines
glrarealty.com · 0917 177 4572 · glrarealty@gmail.com
Tools & Resources

How Much House Can I Afford?

Find out your maximum home price based on your income, existing monthly debts, available down payment, and bank lending standards in the Philippines.

Your Information

Fill in your details. Results update automatically.

Take-home (after-tax) salary plus any side income.
Spouse or co-borrower income, if combining loans. Enter 0 if alone.
Credit cards, car loans, personal loans, other monthly obligations.
Cash you have ready. Bank loans typically cover 80%; you put down 20%.
20% Conservative35%50% Aggressive
Banks typically allow 30-40% of total income to go toward loan payments.

What You Can Afford

Based on standard Philippine bank lending criteria.

Maximum Property Price
₱0
loan + your down payment
Comfortable Buying Range
₱0 – ₱0
leaves a buffer for closing costs and emergencies
Max Loan
₱0
Max Monthly Payment
₱0
Down Payment
₱0
Down Payment %
0%
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How this works: Banks in the Philippines typically lend up to 80% of the property price (you supply 20%). The maximum monthly payment they'll allow is usually 30-40% of your gross monthly income, minus your existing debts. This calculator uses those standard ratios. Final loan approval depends on credit history, employment status, and the specific lender. Talk to Catherine or your bank loan officer for pre-qualification.
GLRA Realty · Catherine SB Sampayo · Licensed Real Estate Broker · Metro Manila & Luzon · Generated from glrarealty.com · Estimates only — verify with broker.