Tools & Resources

Amortization Schedule & Factors Table

Compute your monthly home loan payment and see the full month-by-month breakdown of principal, interest, and remaining balance.

Loan Amortization Schedule

Enter your loan details below to see your monthly payment and full payment schedule.

Monthly Payment
₱0
principal + interest
Total Interest
₱0
over loan term
Total Payment
₱0
loan + interest
Number of Payments
0
months
# Payment Principal Interest Balance
The schedule shows every monthly payment. Highlighted rows mark the end of each year. Scroll down inside the table to see all months.

Amortization Factors Reference Table

Quickly estimate monthly payments without a calculator: multiply your loan amount by the factor for your interest rate and term.

Example: ₱3,000,000 loan at 7.50% for 20 years — 3,000,000 × 0.0080559 = ₱24,168/month.
Disclaimer: This calculator shows principal & interest only. Actual monthly payments may include MRI (mortgage redemption insurance), fire insurance, and other bank charges. Verify the exact terms with your lender — and use our Closing Fees Calculator for the full one-time costs at title transfer.